ProHealth health Vitamin and Natural Supplement Store and Health
Home  |  Log In  |  My Account  |  View Cart  View Your ProHealth Vitamin and Supplement Shopping Cart
800-366-6056  |  Contact Us  |  Help
Facebook Google Plus
Fibromyalgia  Chronic Fatigue Syndrome & M.E.  Lyme Disease  Natural Wellness  Supplement News  Forums  Our Story
Store     Brands   |   A-Z Index   |   Best Sellers   |   New Products   |   Deals & Specials   |   Under $10   |   SmartSavings Club

Trending News

Is Coconut Oil Healthy? (The American Heart Association Doesn’t Think So)

American Heart Association Renders Itself Obsolete With 1960s Dietary Advice on Coconut Oil

Inflammation Disrupts Memory - What Can You Do to Protect Your Brain?

Health Benefits of Artichokes

Putting the Spotlight on Coriander Seed Oil

Migraines? Powdered Ginger May Help

Are Americans Really Getting Too Much Vitamin D? A Critical Look at Recent Media Warnings

Eating more vegetable protein may protect against early menopause

Is Activated Charcoal Beneficial?

German Chamomile Oil: A Versatile Essential Oil You Should Have at Home

Print Page
Email Article

CA Jury Awards FM/CFS Patient $15.4 Million in Disability Suit

  [ 1775 votes ]   [ 4 Comments ]
By Editor • • March 19, 2007

On Thursday March 8, 2007 a jury in the Superior Court of San Diego County, California ordered Prudential Insurance Company of America to pay FM and CFS patient Darla Johnson $14 million in punitive damages.

This was in addition to an award of $982,082 in compensatory damages the jury had awarded her the previous week to cover back and future disability benefits the company had fully terminated – plus general damages of $500,000 “for the grief, humiliation, and inconvenience caused by the improper termination of benefits,” according to the San Diego-based legal firm of Simpson & Moore, LLP, which represented Ms. Johnson.

Prudential charged that the plaintiff - Ms. Johnson, age 49 - had not submitted enough evidence to prove she is disabled. But the jury decided otherwise, after a six-week trial during which Ms. Johnson spent much of the time with her head down on the table or resting on the floor.

Formerly a University Construction Manager
By way of background, the attorneys reported, “As a project manager in the University of California-San Francisco's construction department, Ms. Johnson bought into a group plan providing coverage for income replacement if she became unable to work. In May 1995, Ms. Johnson was diagnosed with Lupus, Fibromyalgia Syndrome, Chronic Fatigue Syndrome, and Antiphospholipid Antibody Syndrome, and had to stop working.

"After approximately five years of paying benefits [at half her income before she stopped working], Prudential terminated Ms. Johnson's benefits. Two internal appeals were denied, and Ms. Johnson had to file suit to correct the wrongful termination of her policy benefits.”

Prudential maintained that the termination decision was proper, because Ms. Johnson was not able to provide sufficient objective evidence to substantiate her disability.

Landmark Victory for Victims of Such Illnesses
Before the decision to halt payments, Prudential sent Ms. Johnson to a physician for “an independent medical exam,” which resulted in a report indicating she was not disabled, according to coverage of the case in the March 10, 2007 issue of the San Diego Union-Tribune. An expert for the defense testified that the insurer had begun to require “more stringent objective evidence to support disability claims, such as X-rays and blood tests,” the Union-Tribune article stated. But Ms. Johnson’s case involved “a perfunctory exam” and “a perfunctory report,” Charles Moore, one of her attorneys, reportedly charged. “He was paid to find she wasn’t disabled.”

“This case is a landmark victory for anyone with Lupus, Fibromyalgia Syndrome, Chronic Fatigue Syndrome, or other illness or syndrome for which there is limited objective medical evidence,” Moore stated.

Admittedly, the award for punitive damages that the jury called for is huge, and there’s some debate as to whether it is within legal limits. Prudential plans to appeal. But the bigger questions are whether Ms. Johnson will actually receive some of this compensation – and if so, when? It could take three years for her to receive any money, comments her lead attorney, Sean Simpson.

Post a Comment

Featured Products From the ProHealth Store
Ultra ATP+, Double Strength Energy NADH™ 12.5mg Optimized Curcumin Longvida®

Looking for Vitamins, Herbs and Supplements?
Search the ProHealth Store for Hundreds of Natural Health Products

Article Comments Post a Comment

Posted by: fiorini
Mar 28, 2007
insurance companies will always look to screw you. I have had to go thru my state's insurance and banking dept. multiple times to collect monies properly due me, once for as little as $200 ! I have never appealed to the insurnace dept and lost my case. Surprise, surprise ?
Reply Reply

Insurance companies and CFS
Posted by: Luette
Sep 9, 2007
I jumped through hoops taking tests just to lose my disability with insurance company. I was told S.S. was the tough one to get, but I was granted S.S. My insurance company wouldn't keep paying even after I saw several drs (two of whom didn't really believe in CFS, one flat out told me to my face he didn't believe in it), with three drs supporting the CFS claim and even having an overnight sleep study done (came out no sleep apnea, no insomnia, but don't go into deep REM) and even the new ciguatera test (which while doesn't confirm CFS or ME, confirms something wrong as only people with cancer, hepatitis, ciguatera poisoning and CFS have high levels)which came back resembles CFS, was turned down on my appeal. They didn't tell me which tests I needed or what they needed to confirm, so had every test my doctors could think of. In the end, I know the insurance co. doctor didn't even go over thoroughly (the final paperwork my dr. faxed was very thorough and yet the denial letter was dated the SAME DAY the paperwork was faxed to insurance co.!). How does one prove what even many doctors won't confirm exists? One doctor told me just to go back to work (he said it was fibro, even tho have almost every symptom of CFS). Gee, why didn't I think of that?


Prudential is ...
Posted by: slevah
Oct 3, 2007
listed as one of the top 20 in the US for "BAD FAITH" insurance companies... I am in the appeal process with them right now.. Same S--t, Different Person!
Reply Reply
NAD+ Ignite with Niagen

Featured Products

Ultra ATP+, Double Strength Ultra ATP+, Double Strength
Get energized with malic acid & magnesium
Mitochondria Ignite™ with NT Factor® Mitochondria Ignite™ with NT Factor®
Reduce Fatigue up to 45%
Optimized Curcumin Longvida® Optimized Curcumin Longvida®
Supports Cognition, Memory & Overall Health
Ultra EPA  - Fish Oil Ultra EPA - Fish Oil
Ultra concentrated source of essential fish oils
FibroSleep™ FibroSleep™
The All-in-One Natural Sleep Aid

Natural Remedies

The Crucial Role CoQ10 Plays in Fibromyalgia and ME/CFS The Crucial Role CoQ10 Plays in Fibromyalgia and ME/CFS
Help for Soreness and Swelling: What Do Silkworms Have to Do With It? Help for Soreness and Swelling: What Do Silkworms Have to Do With It?
Cell-Charging Compound Gives Steady Energy to Fibromyalgia & Chronic Fatigue Patients Cell-Charging Compound Gives Steady Energy to Fibromyalgia & Chronic Fatigue Patients
Reversing Neurodegeneration with a New Magnesium Compound Reversing Neurodegeneration with a New Magnesium Compound
Rejuvenating the Brain - How PQQ Helps Power Up Mental Processing Rejuvenating the Brain - How PQQ Helps Power Up Mental Processing

ProHealth, Inc.
555 Maple Ave
Carpinteria, CA 93013
(800) 366-6056  |  Email

· Become a Wholesaler
· Vendor Inquiries
· Affiliate Program
Credit Card Processing
Get the latest news about Fibromyalgia, M.E/Chronic Fatigue Syndrome, Lyme Disease and Natural Wellness

CONNECT WITH US ProHealth on Facebook  ProHealth on Twitter  ProHealth on Pinterest  ProHealth on Google Plus

© 2017 ProHealth, Inc. All rights reserved. Pain Tracker App  |  Store  |  Customer Service  |  Guarantee  |  Privacy  |  Contact Us  |  Library  |  RSS  |  Site Map